Are All Agencies Created Equal?
Some people believe that it doesn’t really matter where they buy their insurance. But, this misconception could be costing them money, service and protection. Buying insurance is not like buying bread or milk. Insurance is an important safety net for your family, your home, your car or your business. Do not treat the purchase lightly. There is a difference in where you purchase your insurance protection.
Different elements of a policy affect a premium. Not all policies are written in the same way even if the Dollar amount of the coverage is the same and this, of course will affect the premium. It is extremely important to review the details or fine print of each coverage provided in the policy. However, how can busy consumers be expected to know and understand all the finer points of an insurance policy?
You have enough on your plate without having to become an insurance expert to !!
This is where a good insurance agent or broker comes in. You obviously should do your homework before you purchase any insurance policy, but to do so without the advice and counsel of a trained insurance professional could lead to much heartache in the future.
Remember that your independent insurance agent or broker is like your real estate agent or attorney. They work for YOU. Insurance agents and brokers are the go-between, between you and the various insurance companies to which they have access. Anybody can sell you a policy, but GOOD insurance agents and brokers are not there to merely sell you an insurance policy. They provide you with sound advice about which of the many options is best for you and make sure that no gaps are left in your overall risk protection program.
