Turning 65? Another year into supplemental health insurance?
Your medical gap health insurance may help you pay for expenses such as :
* DEDUCTIBLES
* CO-PAYMENT
* CO-INSURANCE
Yes- You can be Just on MEDICARE but……
** PART A (Hospital Insurance) – Has a $1288 DEDUCTIBLE every time you go into the hospital
** PART B (Medical Insurance) – Medicare pays ONLY 80% of the MEDICAL COSTS. AND there is a $166.00 DEDUCTIBLE.
** PRESCRIPTION COVERAGE- If you want coverage for prescriptions, you must sign up and join a Medicare PRESCRIPTION PLAN. A 1% Penalty applied to your premium for EVERY MONTH you have not had coverage.
There are so many things to think about with health insurance.
There are many of us that went from employer based health plans to Medicare.
There are many of us that do not have the $ to put aside in case we go to the hospital or to the doctor or have surgery.
It really is more affordable to pay a premium each month.
Confused as to what you should do ?
I was !!
Talk to Kelli at Florey Insurance 570-587-2615. She will answer your questions and help you through making the correct decision for you!
