* SHOP AROUND. Consider an independent agent such as Florey Insurance Agency.
* RAISE YOUR DEDUCTIBLES
* CONSIDER HOW MUCH INSURING A NEW HOME WILL BE
* INSURE YOUR CAR AND HOME WITH THE SAME COMPANY
* IMPROVE HOME SECURITY AND SAFETY
* LOOK FOR SENIOR DISCOUNTS
* STAY WITH ONE INSURER
* COMPARE THE LIMITS IN YOUR POLICY. If you make a major purchase, you want to ensure they will be covered, but you do not want to spend more money than necessary.