Health Insurance is a necessity of life !
If your employer does not provide or offer health insurance we are now required to obtain health insurance for ourselves.
Have you ever tried to use the Insurance Market place? It is so confusing !
Here are some terms that will be used :
*DEDUCTIBLE – a fixed $ amount that YOU must pay before the insurance starts to make payments.
*CO-INSURANCE – YOU pay a percent of the medical expense after the deductible.
*CO-PAYMENT – YOU pay a fixed amount when a medical service is given
Did you understand all that?
Here are some things you should also consider when choosing an insurance plan:
* What is your general health
* Smoker or non-smoker
* Have a chronic disease or condition
* Have allergies
Health insurance coverage is NOT one size fits all! You do not need the same insurance as your parents, grandparents or brother or sister.
Health insurance will depend on you and what you need to cover your expenses if you do become ill or need surgery or testing.
Call Hector at 570-587-2615 and he will guide you through the maze of health insurance coverage.