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LIFE INSURANCE can help cover the mortgage—and other expenses.
Protect your castle with affordable life insurance..It costs$ less than you think. We can recommend the right coverage for your needs and budget.
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Best Auto Insurance scores
Here are some scores from an independent study done by Auto Insurance Reviews
Progressive Auto 7.6 overall score
Allstate Auto Insurance 7.2 overall score
AAA 7.1 overall score
USAA Auto Insurance 7.0 overall score
Erie Insurance 6.7 overall score
American Family Insurance – Auto Insurance 6.4 overall score
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If you have any of these companies other than Progressive
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Remember Florey Insurance Agency has a special rating with Progressive that we can give you some discounts that other agencies can Not
Drowsy Driving Awareness from New York State Dept of Health
Drowsy driving is dangerous and often results in injury or death. Falling asleep at the wheel or the inability to pay adequate attention while driving may be a result of being sleep deprived. The National Highway Traffic Safety Administration (NHTSA) estimates that every year there are 100,000 drowsy driving crashes reported to police costing $12.5 billion.
When Is It Most Likely To Happen?
Most drowsy driving crashes happen at predictable times. We are most likely to feel fatigued, and our risk of being involved in a drowsy driving-related crash increases between 1 pm and 4 pm and 2 am and 6 am.
Who’s At Risk?
According to the National Sleep Foundation, 51% of adults reported that they have driven while drowsy, and 17% reported falling asleep at the wheel in the past year. Working late night shifts, taking care of young children, or managing hectic schedules can all be risk factors for drowsy driving. In addition, those who stay awake through the night, such as those who are working, driving, or students who stay awake studying for an exam, are at an increased risk for being in a crash.
Warning Signs of Drowsy Driving
Yawning, inability to keep eyes open and head raised, not remembering the last few miles traveled, drifting out of the lane, or hitting rumble strips are all indications that a driver should pull over in a safe area to nap or switch drivers.
What Can Be Done?
If you begin to feel drowsy, find a safe rest area to pull into and take a nap. This is more effective than opening the window, turning up the radio, or using caffeine to stay awake. It takes approximately 30 minutes for caffeine to take effect, and the relief is temporary. If fatigued after a shift, try to find a quiet place to sleep before getting on the road or ask someone to pick you up.
Getting Better Sleep
On average, Americans have a sleep cycle that requires 8 hours of sleep. In today’s fast-paced world, it can be difficult to get adequate sleep; however, we all need to make this a priority. Maintaining a healthy lifestyle helps to promote good quality sleep. The following can improve sleep quality:
Regular exercise — promotes sleep when done at least 3 hours prior to bedtime.
Avoid alcohol, caffeine, and nicotine around bedtime — alcohol increases the number of nighttime awakenings while caffeine and nicotine act as stimulants, which disrupt sleep.
Consistent sleep patterns – waking up and going to bed at the same time daily, even on the weekends, encourages healthy sleep.
Our agent Pat Lavelle just saved a family $10,900 on their insurance program. This is the MOST we saved any family.
If you are not with our agency now, you could be missing out on some great savings.
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Many companies have reduced their prices to be competitive.
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TEN TIPS FOR TEENS
Congratulations! You have officially joined 200 million other people across the U.S.
Here are a few tips to help you have fun and stay safe
1. OBEY ALL TRAFFIC RULES
2. SLOW DOWN! Speeding is one of the leading factors in fatal crashes involving young drivers
3. KEEP YOUR CAR IN GOOD RUNNING SHAPE
4. WEAR YOUR SEATBELT
5. AVOID DISTRACTION. Keep your eyes on the road. NO TEXTING, NO CALLING, NO EATING
6. ADJUST YOUR ACCESSORIES. Seat and mirrors
7. DON’T TAILGATE
8. BE PREPARED. In case of accidents or breakdowns. Know where your important documents are and have an emergency kit.
9. WATCH THE WEATHER
10. DON’T DRIVE UNDER THE INFLUENCE