Life Insurance Crisis ?!!?
“As the Wall Street Journal reports, universal policyholders are now facing premium increases of a couple per year to a couple THOUSAND dollars per year-if they want to be able to collect their intended death benefit.
If you have a universal life policy give us (Florey Insurance Agency) a call at 570-587-2615.
Let us show you what a whole life policy will do for you.
BE CAREFUL THIS WINTER!
Fresh white snow, woolen scarves, mittens, Frosty the Snowman, and warm cocoa all make winter wonderful. But wintertime on the roads isn’t so nice for drivers.
Winter driving brings with it a number of risks and now is the perfect time to make sure you have the correct coverage on your policy.
2 MAIN CULPRITS : ice and black ice
Another CULPRIT: Animals especially deer in NEPA
So you bought a car and there is not a loan on it and you technically do not have to have comprehensive and collision — so what do you do?
What coverage should you have if a deer runs out in front of you and there is a lot of damage to your car ?
What happens if you skid on ice and crash into a pole?
Think about this ! Can you afford to pay for all the damage on your own? Would you like an insurance company to help pay for the damages?
YOU NEED COMPREHENSIVE COVERAGE FOR WINTER DRIVING!!!
CHECK WITH YOUR AGENT TO SEE WHAT YOU NEED !!
Winter brings with it many dangers. DO NOT be unprepared! 22% of all car accidents are weather – related.
Winter Driving Safety Tips:
Winterize your car
Adjust your speed
Increase stopping distance
Give yourself extra time
Watch out for bridges, overpasses and shaded spots
Bring your cell phone
Keep windows and windshields clear
Check your tire tread and pressure
Fill up on gas
Don’t slam on brakes
Drive with lights on
Don’t pass snow plows
Don’t spin your wheels
Winterize your car:
1. Make sure brakes, defroster, heater, exhaust system and lights all work properly
2. Replace wiper blades
3. Inspect your tires
4. Carry snow chain or consider snow tires
5. Get an oil change
6. Test your battery
7. Check antifreeze – 50:50 mix for winter
8. Stock up on emergency supplies :flashlight, flares, first aid kit, window washer fluid, tool kit, sleeping bag or blanket, gloves, paper towels, de-icer, drinking water, extra food, and sand, salt or kitty litter
Collaboratively enhance out-of-the-box niche markets after bleeding-edge outsourcing. Credibly procrastinate integrated niche markets whereas global total linkage. Intrinsicly repurpose B2B paradigms vis-a-vis extensible solutions. Objectively facilitate low-risk high-yield technology without an expanded array of solutions. Quickly unleash real-time value vis-a-vis cross functional ROI.
Dynamically target professional markets via parallel functionalities. Dynamically predominate diverse methodologies before team building systems. Efficiently redefine enterprise-wide meta-services via frictionless ideas. Compellingly build maintainable collaboration and idea-sharing whereas 2.0 action items. Seamlessly network extensive experiences for resource-leveling imperatives.
Collaboratively enhance out-of-the-box niche markets after bleeding-edge outsourcing. Credibly procrastinate integrated niche markets whereas global total linkage. Intrinsicly repurpose B2B paradigms vis-a-vis extensible solutions. Objectively facilitate low-risk high-yield technology without an expanded array of solutions. Quickly unleash real-time value vis-a-vis cross functional ROI.
Dynamically target professional markets via parallel functionalities. Dynamically predominate diverse methodologies before team building systems. Efficiently redefine enterprise-wide meta-services via frictionless ideas. Compellingly build maintainable collaboration and idea-sharing whereas 2.0 action items. Seamlessly network extensive experiences for resource-leveling imperatives.
Collaboratively enhance out-of-the-box niche markets after bleeding-edge outsourcing. Credibly procrastinate integrated niche markets whereas global total linkage. Intrinsicly repurpose B2B paradigms vis-a-vis extensible solutions. Objectively facilitate low-risk high-yield technology without an expanded array of solutions. Quickly unleash real-time value vis-a-vis cross functional ROI.
Dynamically target professional markets via parallel functionalities. Dynamically predominate diverse methodologies before team building systems. Efficiently redefine enterprise-wide meta-services via frictionless ideas. Compellingly build maintainable collaboration and idea-sharing whereas 2.0 action items. Seamlessly network extensive experiences for resource-leveling imperatives.
Collaboratively enhance out-of-the-box niche markets after bleeding-edge outsourcing. Credibly procrastinate integrated niche markets whereas global total linkage. Intrinsicly repurpose B2B paradigms vis-a-vis extensible solutions. Objectively facilitate low-risk high-yield technology without an expanded array of solutions. Quickly unleash real-time value vis-a-vis cross functional ROI.
Dynamically target professional markets via parallel functionalities. Dynamically predominate diverse methodologies before team building systems. Efficiently redefine enterprise-wide meta-services via frictionless ideas. Compellingly build maintainable collaboration and idea-sharing whereas 2.0 action items. Seamlessly network extensive experiences for resource-leveling imperatives.
Does your home have the right coverage for winter storms?
Winter will soon be here. Is your home protected with enough property and casualty insurance ?
Please think about these possibilities:
*Windstorm
*Loss of electricity
*Downed power lines
*Falling trees
*Freezing of plumbing
Winter Preparation Tips :
* Know what Your Insurance Covers and How Much You Need
* Inspect your gutters
* Seal gaps and cracks around windows and doors
* Check furnace filters
* Check fireplace and wood stove
* Drain and winterize outside faucets
* Don’t overload circuits with extensive amounts of holiday decorations.
During a Winter Storm – Play It Safe
* When the air is cold, keep bathroom and kitchen cabinet doors open to allow warm air to circulate around pipes
* If your pipes do freeze, let them thaw slowly and normally, they will be less prone to burst
* If you have no power, make sure not to leave candles on or unattended fires burning
* If you have a generator, follow the instructions, and don’t use it indoors
Call Florey Insurance and check your coverage now – Before it is too late!
