Turning 65? Another year into supplemental health insurance?
Your medical gap health insurance may help you pay for expenses such as :
* DEDUCTIBLES
* CO-PAYMENT
* CO-INSURANCE
Yes- You can be Just on MEDICARE but……
** PART A (Hospital Insurance) – Has a $1288 DEDUCTIBLE every time you go into the hospital
** PART B (Medical Insurance) – Medicare pays ONLY 80% of the MEDICAL COSTS. AND there is a $166.00 DEDUCTIBLE.
** PRESCRIPTION COVERAGE- If you want coverage for prescriptions, you must sign up and join a Medicare PRESCRIPTION PLAN. A 1% Penalty applied to your premium for EVERY MONTH you have not had coverage.
There are so many things to think about with health insurance.
There are many of us that went from employer based health plans to Medicare.
There are many of us that do not have the $ to put aside in case we go to the hospital or to the doctor or have surgery.
It really is more affordable to pay a premium each month.
Confused as to what you should do ?
I was !!
Talk to Kelli at Florey Insurance 570-587-2615. She will answer your questions and help you through making the correct decision for you!
We don’t just sell motorcycle insurance. WE RIDE THEM.
Florey Insurance knows what you need for motorcycle insurance.You can choose how much and what kind of coverage your bike needs.
AVAILABLE OPTIONS:
* Bodily Injury and Property Damage Liability
* Medical Payments
* Roadside Assistance
* Custom Parts and Equipment
We protect many types of bikes-
– Cruisers
– Street Sports
– High Performance
– Touring
We know how important your bike is to you and we will help you choose the right insurance for you.
So call Florey Insurance (570-587-2615) and you will have the right insurance to give you peace of mind while racing or riding that bike.
Shopping for Homeowners insurance?
Do you really need it? Does it pay off?
Here are the reasons why home insurance is critical:
* Your lender or bank requires it.They want to make sure that their financial stakes are protected.
* Your home is your biggest investment. Houses typically increase in value over time.
* Peace of mind. A policy will not prevent random acts of nature, but it puts a safety net between you and catastrophe.
* Home insurance often pays for damage, theft or destruction of your belongings.
The goal behind buying insurance is to keep you financially whole following a loss. You pay a small insurance rate to an insurance company today in exchange for a guarantee that the insurance company will take care of a large but uncertain loss in the future.
According to the “Journal of Financial Planning” many homeowners do not really know what their homeowners cover. You need to talk to someone about what is and is Not covered.
Call Florey Insurance at 570-587-2615 and talk about what is the best homeowners insurance for your peace of mind.
THE BUNDLER
SAVE YOUR MONEY!
Every one likes to save money and here is how you can do it. Combine your car insurance with your home or renters insurance.
The average savings is 8 % and what that really means to you is about $80.00. How many hours do you have to work for that?
We think that that savings would be helpful to you.
Call us at Florey Insurance – contact your agent here – and we will work on these savings for YOU!!
YOU ARE #1 WITH US !!!
Accidents happen and since affordable (cheap) car insurance is widely available, when accidents do occur, those involved to not have to deal with the financial impact alone.
Car insurance not only protects you and your car from accidents on the road but, depending on what coverage you have, can protect you from other factors. Some types of insurance protect your car if it’s stolen or damaged outside of a traffic accident. Some even provide roadside assistance.
Many insurance policies can even cover medical expenses of other parties involved in the accident and damage to non-moving objects.
If you are in a car accident, you are responsible for all damages caused and WITHOUT insurance as a safeguard, a SINGLE MISTAKE COULD RUIN YOU FINANCIALLY.
Almost all states require some type of car insurance. You should understand that if you are pulled over by authorities and found to be without insurance – your vehicle can be IMPOUNDED on the spot. You may also have to may fees and fines by the courts. In addition you may have your DRIVER’S LICENSE SUSPENDED.
So CAR INSURANCE:
* Protects you financially
* Protects you from personal liability
* Required by most states
* Save money on replacement or repairs due to an accident
At Florey Insurance :
> WE can REDUCE YOUR RATES
> We have SAVINGS
> INCREASED COVERAGE
> 20 Companies for CHEAP RATES and GOOD COVERAGE
HAPPY GRANDPARENTS DAY
THE GREATEST GIFT- MY GRANDCHILD
It is a pleasure that every human should know
To watch and love a grandchild as they learn and grow
The pride and joy created by this child you cannot measure,
But hold within your heart to be forever treasured.
From your first steps, school plays, report cards,sports and such,
I never realized I was capable of loving so muc.
All the dolls, dish sets, makeup kits, crayons and clothes,
I’ve bought for will vanish from your memory i know.
So I am buying this life insurance policy just for you,
It is something for you to keep for your whole life through.
Keep it in a safe place and always be aware,
That I love and always considered you my greatest gift,
My Granchild Dear.
Florey Insurance has an excellent policy that you can buy for your grandchildren:
*Provides $25,000 term insurance through age 30
*Premium as low as $6.00 a month
Call us at 570-587-2615
