People buy insurance for reasons of convenience as well as, of course, initial price. As a result, a lot of people end up with a hodgepodge of insurance carriers, and have no reason for doing so. This is fine if you enjoy opening extra mail and paying bills to three separate insurance carriers every month, and possibly overpaying for your combined insurance premiums, but you probably don’t, so read on to find out how bundling your policies can help you save big on insurance.
Start by talking to an independent agent. Agents work for you, not for the insurance company. They are devoted to helping you to find the coverage you need. Because independent agents have access to quotes from many different companies, they can do all the comparison shopping.
Working with an agent who can shop for multi-policy discounts may help you find more and better bundled plans. Agents write insurance policies for several different lines of insurance. You may be able to bundle insurance policies for items such as:
- Motorcycles, dirt bikes
- Boats, Wave Runners, personal watercrafts
- ATVs or UTVs
- Umbrella liability coverage
- Life insurance