Fishing Boat and Equipment Coverage
Fishing Equipment coverage pays for loss or damage to fishing equipment while on board, or while being carried on or off, an insured boat. You must pay a $100 deductible for each loss and up to $10,000 of coverage for all damaged equipment, or $1,000 for damage or loss to any one item, is provided.
Fishing Equipment coverage is primary, which means you don’t have to submit a homeowners claim for damage to your fishing equipment.
If fishing equipment is stolen, the theft must be supported by visible evidence of forcible entry.
A tackle box is considered one item regardless of the number of lures, hooks, baits and other items stored in the container.
Fishing Equipment coverage is not available for personal watercraft.