Mine Subsidence Coverage

What is Mine Subsidence Coverage?

Mine Subsidence Coverage is a protection that pays for losses in the event that a house sinks due to a mine shaft located under the house. This can be placed as an endorsement to a homeowners’ insurance policy. This is usually not covered by a standard homeowners’ policy, in the same way that earthquakes and other forms of earth movement are excluded.

Houses that lie above mineshafts face the real threat of collapse, or vertical or lateral movement. This happens when the mine below the ground caves in. Across all of Pennsylvania there are mines below ground. These houses are in the “danger zone”.

For as low as $10 a year Florey Insurance can help. There’s even a discount for seniors!

They can help let you know if you are at risk and can add it to your homeowner’s policy in just no time.