Browsing articles in "home insurance"

Why working with the Florey Insurance Agency will help you save money

Many people are finding they can lower the cost of car insurance- and the time it takes to select the right policy- by working with an independent insurance agent.
Because independent insurance agents represent many different insurance companies, independent agents have the flexibility to review rates and coverage from competing carriers so you can receive the best deal. They can offer affordable protection for your home, business and other assets.
So rather than spending hours gathering quotes from various companies, you can get everything done in one place. The Florey Insurance Agency-located in Clarks Summit, Pennsylvania- can help you compare prices of over 25 different companies. They are the independent agency that Scranton and Wilkes Barre prefer.

 

If you’re thinking of working with an independent agent, here are a few things to consider provided by the Progressive Insurance Company and the Florey Insurance Agency:

 

  • What’s your lifestyle?

Many factors determine auto insurance rates, not just vehicle year, make and model. Companies also look at information about you. If you’ve recently moved, gotten married, had a birthday or experienced a similar life milestone, mention this to your independent agent, you may be eligible to save money on your car insurance.
Although having a new teenage driver usually means the auto insurance bill will go up, there are ways to save. We work with multiple companies and offer over 35 different discounts like the good student discount and if driver courses were taken.

 

  • How old is your car?

You don’t always need the same level of physical damage coverage on older cars as on newer ones. If you drive an older car, independent agents can give you advice on what makes the most sense. But of course, if you want to keep your physical damage coverage, consider raising your deductible- that can save you money each year too.

 

  • How can you save money on other types of vehicles?

If you have a motorcycle, boat and RV you might save money by having it covered by the same company that insures your car.
You may also want to consider separating your homeowner’s policy from your car insurance policy. Bundling your homeowner’s policy with your car insurance doesn’t always save you money. In some cases it may, but compare prices by separating the policies using an independent agent- the discount you may have gotten for keeping them together may be outweighed by the lower price another company might have for your car insurance.

 

To learn more and for a free quote take some time and look through our website www.Floreyinsurance.com or call to speak to one of our specialized agents at 1( 877)503-8543.

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Why we can help people save so much

People ask us all the time, what makes us different from the competition.

First off, not all of our customers are located in the Clarks Summit, Scranton, and Wilkes-barre area. Our agency covers all of Pennsylvania and we have tools to help you from your home. It’s almost as if you are sitting face to face with our agents in our office. In addition to the usual phone conversation our agents are equipped with Skype, live chat, and screen sharing software. So it doesn’t matter if you’re in Philadelphia or Pittsburg. We can still help you like anyone who walks in our front door. No matter if you’re looking for home, auto, life, health or any other type of insurance.

“I got quoted with a Progressive agent down the street, how can you guys give me cheaper Progressive rates than them?”

This happens all of the time. We are a signature agent which means we have the ability to offer additional discounts that other agents can not.

People also say, “Your sign in the front says Progressive, isn’t that who you insure with?”

Yes and no. We are partnered with Progressive but we also have over 20 other companies as well. Such as Travelers, GMAC, Safeco, Encompass, Metlife, and so many more. This is our biggest advantage. Instead of just being locked into seeing prices for one company our agents can give you a quote with all of these companies at once. Not only can they see the prices of all of these companies for you, they can also see all of the discounts that you apply for. This system also saves you time — we do the shopping for you.

Try it for yourself today

Click here to run your own quote with all of our carrriers.

Call one of our agents at 1(877)503-8543

Or fill out the form to the right and an agent will call you within 24 hours.

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Live in the country?

Fire Hydrant Discount

Fire Hydrant Discount

Major reduction of the cost of your homeowners policy if you live in the country with no fire hydrant.

One of our major carriers have reduced their rates way down for houses in the country.

 

It doesn’t matter if you’re in the middle of your policy period either.

Want more information? Leave some info below so we can get back to you within 24 hours or give us a call at 1(800)231-3227.

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State Farm Homeowners Policy

Jul 2, 2011   //   by Hector   //   cheap Pennsylvania insurance, home improvement, home insurance, improvement, Pennsylvania insurance  //  Comments Off

Some homeowners policies are not what they seem to be.

Some companies make things more complicated than what they have to be. Our companies know that customers are the priority. That’s why they offer full replacement cost, instead of limited replacement cost.

Take a look at this State Farm homeowners policy below.

 

Now compare this policy with 30 different insurance companies that want to help you be more protected. Get a free homeowners quote

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Family Protection

Protecting your family is important.

We understand the value of such a task. That is why we are here, to help you protect your family. To help you in your heroism quest.

 

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Appliances Repairs

Having the right coverage means you do not have to spend time worrying about the unexpected.

We take pride in helping you protect your assets. A home is one of the most important investments that someone can ever make in their lives. Thats why we want to help you protect your investment.

Appliances From google images

Our Equipment Break Down Coverage, gives you the opportunity to fix your broken down appliances, and it is just added to your policy.

Our homeowners policy equipment breakdown coverage covers your, refrigeration, air conditioning, TVs, stoves, among other major appliances in your house.

What differentiate us from the competition besides offering you the lowest prices with the best coverage, is that we will give you your own personal agent that will be always be available to help you not just with your homeowners insurance, but also with your life insurance, au

to insurance, health insurance, among other insurance products.

Our mission is to help you protect your assets, so that you can have a peace of mind.

Fill out our quick contact form for a free quote about your appliance repair coverage program.

Most companies do not cover mechanical break downs. We offer this coverage to you!

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What could be your biggest home risk?

Apr 21, 2011   //   by Hector   //   home insurance, insurance, Pennsylvania  //  Comments Off

protecting your assets

Over a million Pennsylvania homes sit atop old, abandoned mines. The risk to a home grows as the mines grow older and the ground settles or sinks. A home can then crack, tilt or even collapse. Most homeowner policies won’t cover this type of damage.

As insurance agents, we want to help you protect your assets.

Mine damage cannot be predicted. But you can expect Florey Insurance Agency to cover you if ever something does happen.

  • Ground above a mine can settle or sink.
  • Homes can crack, tilt or even collapse.
  • Most homeowners polices do not cover this damage.

Find out if your home is at risk.

Fill out the short form bellow and we’ll take care the rest for you.

Protect Your Home From Mine Damage
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What is the best and cheapest insurance in Pennsylvania?

Are you looking for home, health, auto, life, rentals, annuities, boat, ATV, mobile home, Medicare, Medicaid, workman’s compensation, truck, or business insurance?

If you are, you’re probably doing your homework to look for the cheapest yet best insurance you could buy.

If you go to a company like Geico or Nationwide you get their prices and their prices only. The problem is that you have to go company to company filling out quote after quote.

At Florey Insurance Agency when you fill out a quote you get a list of companies that meet your needs. You can sort and talk to an agent about which one fits your needs.

With Florey Insurance you don’t even have to leave the comfort of your own home to talk to one of our certified agents. Just log on to our website and live chat with one of the agents in the office at our Clarks Summit location.

So go to FloreyInsurance.com today to get a free quote in minutes that will go through over 30 different insurance providers.

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What is the difference between a home and a house?

Feb 15, 2011   //   by Hector   //   General, home insurance  //  Comments Off

First let me start by saying that there is a difference between a home and house. There are a lot of people that think that both of these words mean the same thing. However, in reality, they have different meanings. You might ask what’s the difference?

The difference between the two is quite simple really.

Lets start by describing what a house is. When you refer to a house, you need to think that you are referring to a structure. For a example a What we call home building. A house is something material that has financial value.

Now with that being said, let’s take the concept of a home. A home is a place where you can go to be at peace. After work you can go and spend time with your family. A home is where you will always find your favorite meal, made with love. A home is where you can just sit down and relax.

Now taking both concepts in consideration, you should take action and make sure that special place is protected.

Protected from what you might ask?

What would happen if something like this was to happen to your home. That special place that you value so much.

Are you covered? Is your home well protected?

Take a few minutes and evaluate your coverage, because today it’s a special day for you.

Today you’ll find out you can be well protected and save big time with our home-owners insurance. Take 5 minutes of your time and fill out a quote with us; through our secure, fast system. Compare rates and coverage with more than 30 different companies.

But don’t only protect your home, but everything you own.

  1. Boat
  2. Health
  3. Car
  4. Classic cars
  5. Sports cars
  6. Mobile homes
  7. Businesses

How much do you value what you have?

I can tell you this, you are looking for cheap insurance. Cheap boat insurance, cheap health insurance, cheap classic cars insurance, cheap home-owners insurance, in general you are looking for cheap Pennsylvania insurance. This is the site to be

Get A free quote Now!!

And see how you can be a super hero to your family. With just a few simple clicks.

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Shopping for car insurance?

Dec 29, 2010   //   by Hector   //   auto, automobil, cabanas, car, car insurance, carros, General, home insurance  //  No Comments

People are taking car insurance for granted. However, they truth is that they should not. There are many factors that take place when it comes to car insurance.

The first factor is prize.

How can you get the best price when there are a numerous car insurance companies that offer different car insurance rates? The answer to this question is relatively simple. Go and ask your local insurance agent. For example Florey Insurance Agency.

Insurance agents are the most reliable source to obtain information about any type of insurance. One of the best advantages for people searching for car insurance is that insurance agents like Florey Insurance work with multiple companies to offer insurance rates.

Car Details

Another factor that comes into consideration when shopping for auto insurance are the specifics of the car. For example, car model, car year, the safety features, millage, the use of the car, etc. However, because some insurance agencies have authority to give special discounts, you can find your-self saving a lot of money. (click here to see a list some of our discounts).

Benefits

In addition, many insurance agents have websites. On the website they also have numerous tools to help you save time, gas, and any other thing that you can think of. What do we mean by this? Well lets take the website floreyinsurance.com. This site offers many services to help their customers and new costumers save time, gas money, and save big on car insurance, health insurance, life insurance, homeowner’s insurance, business insurance, boat insurance, etc. The site has a built in system that lets customers compare auto insurance prizes with over 30 different car insurance companies. If this wasn’t cool enough, the site has a built in video chat capability so that when customers need to speak with an agent face to face. They can use this tool to do so from the comfort of their homes or work place. The site also contains a regular typing chat tool that lets customers use what we called tickets. What this allows the customers to do is create a message and submit it to the agency. The agent gets the ticket and makes the necessary changes that need to be made from what the customer specified on the ticket. Through this same tool insurance shoppers can chat with the agent through text, chat system.

In conclusion, shopping for car insurance, health insurance, life insurance and even boat insurance is not that bad. If you ask me, car insurance shopping just got better and fun. Take a look at some of these great features click here.

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Testimonials

I love Florey Insurance Agency..I have been a customer for a long time and would and have sent people there for the best insurance.

Elizabeth Blair