Car Insurance: It’s More Important Than You Think!
Susie was driving home late one night after an extremely stressful day at work. Everyone seemed to need her attention today, and she was drained, so when she was coasting along the narrow roads back home, she didn’t even notice the speedometer… or the policeman poised to catch the unaware speeder. Susie pulled to the side of the road as soon as the blue and red lights appeared, and the policeman strolled over and asked, “License, registration and insurance please.” She pulled them out of her purse and waited until he returned saying, “Your insurance ran out about two weeks ago.” This means one or more things can happen to Susie including…
Having Her License Suspended
Having Her Registration Suspended
Being Issued Another Ticket Along With The Speeding Ticket
Big Fines
If you were in Susie’s position, would you want to deal with all of that? Then don’t even sweat it and come to Florey Insurance Agency, where you can get your car insured cheap! Florey Insurance Agency has been around for more than 40 years and knows how to wheel-and-deal to save you the most money! Call the Toad today and get a free auto quote toll free at 1-800-231-3227!
Seven Shopping Strategies For New Car Buyers
Car Shopping Can Be Stressful
New car shopping can be a lot of fun, especially if you’re a car enthusiast. But others can find the experience stressful and tedious. Either way, there’s a lot to think about. According to a survey of car shoppers, overall purchase price is the most important factor when shopping for a new car (46 percent), followed by make and model (31 percent).
Safety and performance come in a distant third, tied at seven percent. But whether you’re turned on or turned off by the dizzying array of car choices, trim options, “expert” reviews, incentives and other deals, it definitely pays to approach car buying strategically.
So if you’re in the market for a new vehicle and you find yourself having trouble keeping a clear head, just keep these strategies, in mind:
- Decide how much money you can spend and what type of vehicle best suits your needs. Just looking for the basic transport capability of a small or medium sedan? Or do you need the hauling capacity of a van or SUV? Something practical? Something sporty? Something in between?
- Research crash tests and accident data available from the Insurance Institute for Highway Safety.
- Shop around for financing. If you can, apply for and get approval for a loan from a bank, credit union or other financier before you even visit the dealership. Being a “cash buyer” gives you an advantage when you do finally meet with the dealership’s financing person.
- Test drive the car. Try to drive in conditions that will be similar to those under which you’ll drive every day.
- Check pricing for your desired make and model at two or three dealerships and use that information to help you negotiate the best deal.
- Get a firm quote, in writing. This should include not only the cost of the car, but any fees and the sales tax.
- Inspect your new car carefully before driving off the lot. Make sure all the options you’ve ordered are included and that the body and paint are free of scratches or dents.
Finally, it’s important to consider the cost of auto insurance, although it seems that few people realize that what they pay for insurance can add significantly to the vehicle’s total cost.
Wise car buyers know to shop around for insurance and find out how costs compare. They also know to visit an independent insurance agency. We can check with several companies to find the best combination of coverage and price.
Seven Shopping Strategies For New Car Buyers
New car shopping can be a lot of fun, especially if you’re a car enthusiast. But others can find the experience stressful and tedious. Either way, there’s a lot to think about. According to a survey of car shoppers, overall purchase price is the most important factor when shopping for a new car (46 percent), followed by make and model (31 percent).
Safety and performance come in a distant third, tied at seven percent. But whether you’re turned on or turned off by the dizzying array of car choices, trim options, “expert” reviews, incentives and other deals, it definitely pays to approach car buying strategically.
So if you’re in the market for a new vehicle and you find yourself having trouble keeping a clear head, just keep these strategies, courtesy of <Agency Name>, in mind:
1. Decide how much money you can spend and what type of vehicle best suits your needs. Just looking for the basic transport capability of a small or medium sedan? Or do you need the hauling capacity of a van or SUV? Something practical? Something sporty? Something in between?
2. Research crash tests and accident data available from the Insurance Institute for Highway Safety.
3. Shop around for financing. If you can, apply for and get approval for a loan from a bank, credit union or other financier before you even visit the dealership. Being a “cash buyer” gives you an advantage when you do finally meet with the dealership’s financing person.
4. Test drive the car. Try to drive in conditions that will be similar to those under which you’ll drive every day.
5. Check pricing for your desired make and model at two or three dealerships and use that information to help you negotiate the best deal.
6. Get a firm quote, in writing. This should include not only the cost of the car, but any fees and the sales tax.
7. Inspect your new car carefully before driving off the lot. Make sure all the options you’ve ordered are included and that the body and paint are free of scratches or dents.
Finally, it’s important to consider the cost of auto insurance, although it seems that few people realize that what they pay for insurance can add significantly to the vehicle’s total cost.
Wise car buyers know to shop around for insurance and find out how costs compare. They also know to visit an independent insurance agency – like <Agency Name>. We can check with several companies to find the best combination of coverage and price.
To get a Progressive quote with <Agency Name>, visit progressiveagent.com or call us.
Family Protection
Protecting your family is important.
We understand the value of such a task. That is why we are here, to help you protect your family. To help you in your heroism quest.
Who is next to you?
You come to a red light, you look to your right you see another person next to you in another vehicle, is the person insured?
Can the unexpected happen? Yes or No?
That person collides with you… You get badly hurt and that person that slammed into you doesn’t have insurance, WHAT NEXT?
You sue that person. BUT, that person doesn’t have any assets for him/her to pay for your suffering. WHAT NEXT?
WAIT?
Your insurance company will pay for it? OOOOOOOOOOOOOOOHHHHHHHHHHHHHHH!!!
YOUR INSURANCE COMPANY SAYS, NO WAY WE’LL PAY FOR YOUR CLAIM, BECAUSE YOU DO NOT HAVE THE RIGHT COVERAGE.
Well now with “The Florey’s Ways”, this can be taking care of.
As one of the top insurance agents in the state of Pennsylvania , is our duty to protect you and your well being if the unexpected occurs.
Our auto insurance policies have uninsured motorist coverage and underinsured motorist coverage.
Uninsured Coverage
With the uninsured motorist coverage, you can be protect if someone ever happens to slammed into you with no insurance. Well, now you are protected. “Florey’s Ways”
Underinsured Coverage
Underinsured motorist coverage, is use if colliding with an individual who does not have enough coverage in his/her policy to cover your medical bills. “Florey’s Ways”
Click here for a FREE QUOTE NOW!!! and save money by being well PROTECTED!!
“Florey’s Ways” fast and easy!
Brief Insurance Discounts Chart
Brief description of the many insurance discounts that you can be taking advantage
Discounts |
Brief Description |
| AAA | As long as you have an AAA membership, you’ll get a discount |
| Distant Student | As long as you’re a full time student or your son/daughter are full time students, and go to school away from home |
| Anti-Theft | As long as your car has automatic locks, you’ll receive this discount |
| Continuous Insurance | Do you have a insurance now? You’ll get a discount for that too. |
| Computer Discount | Just for having a computer, Mac or PC, you get a discount |
| Age Discount | Are you 55 or older? You get a discount for being 55 or older |
| Multi-car discount | Do you own more than one vehicle. We’ll give you discount for that. |
If you want to read more about and find out more about our many discounts click here
For a free insurance instant quote please click here.
Shopping for car insurance?
People are taking car insurance for granted. However, they truth is that they should not. There are many factors that take place when it comes to car insurance.
The first factor is prize.
How can you get the best price when there are a numerous car insurance companies that offer different car insurance rates? The answer to this question is relatively simple. Go and ask your local insurance agent. For example Florey Insurance Agency.
Insurance agents are the most reliable source to obtain information about any type of insurance. One of the best advantages for people searching for car insurance is that insurance agents like Florey Insurance work with multiple companies to offer insurance rates.
Car Details
Another factor that comes into consideration when shopping for auto insurance are the specifics of the car. For example, car model, car year, the safety features, millage, the use of the car, etc. However, because some insurance agencies have authority to give special discounts, you can find your-self saving a lot of money. (click here to see a list some of our discounts).
Benefits
In addition, many insurance agents have websites. On the website they also have numerous tools to help you save time, gas, and any other thing that you can think of. What do we mean by this? Well lets take the website floreyinsurance.com. This site offers many services to help their customers and new costumers save time, gas money, and save big on car insurance, health insurance, life insurance, homeowner’s insurance, business insurance, boat insurance, etc. The site has a built in system that lets customers compare auto insurance prizes with over 30 different car insurance companies. If this wasn’t cool enough, the site has a built in video chat capability so that when customers need to speak with an agent face to face. They can use this tool to do so from the comfort of their homes or work place. The site also contains a regular typing chat tool that lets customers use what we called tickets. What this allows the customers to do is create a message and submit it to the agency. The agent gets the ticket and makes the necessary changes that need to be made from what the customer specified on the ticket. Through this same tool insurance shoppers can chat with the agent through text, chat system.
In conclusion, shopping for car insurance, health insurance, life insurance and even boat insurance is not that bad. If you ask me, car insurance shopping just got better and fun. Take a look at some of these great features click here.
Attention Homeowners!! Everything Just Got Better
Florey Insurance with you on every step!!!
In this economy we are all trying to safe money, but sometimes it is to even save a dollar. There’s always something unexpected that comes up at the last minute. It can be just about anything, like a birthday gift for your son, oil change for you cars, gas, bills, etc. However, sometimes we do not take in consideration the appliances of the house. At any point in time, they can break down and it might cost you thousands of dollars to get them replace or even fix.
There is a solution to this problem!!!
With your homeowners policy, now every appliance in your house is covered. If your refrigerator breaks down, i’ll be fix, anything else is in your house relating to appliances can be fix. AND YOU’LL SAVE A LOT OF MONEY ON THE PROCESS.
What do you have to do?
Just visit www.floreyinsurance.com or call 1800-231-3227 for a FREE QUOTE.
Agent Man Christmas Special
Christmas is here and everyone is looking for a cheer. A smile can make a difference is someone’s life. Christmas is all about love and caring, and family. However, Christmas is one of the holidays that everyone expends a lot of money. Therefore everyone wants to save money on just about anything. This is why Florey Insurance Agency is trying to reach out to you. To let you know how you can save money on your insurance, because “The Floreys” know that these times can be tough. With more than 30 companies, you can be sure that we can help you save money
Holiday Gift From Florey!
Si usted habla espanol, podemos ayudarle! Tenemos personas que hablan espanol! Llame hoy y pregunte por Hector.
In these hard economic times, money is always tight. And right around the holidays it gets a lot tighter. Some gifts here, cards there…things sure add up pretty quick! Florey is an agency who can relate to all of our customers. We know what it’s like and we love to help you when the going gets tough! There’s no better time to get insured by us. We’ll save you money quickly and hassle-free! Any time you hop onto our website you will see the option to get a free quote. There’s no reason you shouldn’t at least SEE what you could be saving. Who knows it might be some incentive to keep a couple extra hundred dollars in that wallet of yours. For the holiday season we have a full staff who is ready to help you in every way they can, and with over 35 available discounts and cooperation of multiple companies its easy for us to help you out! Also, here at Florey we like to consider ourselves “technologically advanced” (haha). We have a couple locations that hold our Insurance Kiosks where you can go to access our free quote service and speak to a licensed agent via webcam! This option is also available to those who would rather deal from home. If you don’t have computer access we still make housecalls and take regular phone calls. Any way you wish to do it, we’re here to accommodate you. So keep us in mind! www.floreyinsurance.com
Who is Agent Man?
Maybe some of you haven’t heard of the new supper hero that has been sited flying around the Pennsylvania State. This hero calls himself “Agent Man”. His main goal is to help people save money on their car insurance, homeowner’s insurance, health insurance, business insurance, and others. Agent Man has devoted his power to serve you and protect your assets. Agent Man specializes on saving people money on their car insurance. He has severed the people of Pennsylvania for over 39 years, in other words with the experience of saving people you should be expecting to save lots of money on your insurance. Call now at 1800-231-3227 or visit the website www.floreyinsurance.com For a FREE QUOTE!