Browsing articles from "February, 2011"

What is the best and cheapest insurance in Pennsylvania?

Are you looking for home, health, auto, life, rentals, annuities, boat, ATV, mobile home, Medicare, Medicaid, workman’s compensation, truck, or business insurance?

If you are, you’re probably doing your homework to look for the cheapest yet best insurance you could buy.

If you go to a company like Geico or Nationwide you get their prices and their prices only. The problem is that you have to go company to company filling out quote after quote.

At Florey Insurance Agency when you fill out a quote you get a list of companies that meet your needs. You can sort and talk to an agent about which one fits your needs.

With Florey Insurance you don’t even have to leave the comfort of your own home to talk to one of our certified agents. Just log on to our website and live chat with one of the agents in the office at our Clarks Summit location.

So go to FloreyInsurance.com today to get a free quote in minutes that will go through over 30 different insurance providers.

36 Different Insurance Discounts

Feb 17, 2011   //   by Hector   //   post  //  No Comments

Are You Getting the Discounts You’re Entitled To? If not call 1-800-231-3227 or visit our website www.floreyinsurance.com

Some of the most common discounts are:

Being Married
Having Triple A
Renting an Apartment
Being Insured for more than 5 years
There are Companies that will not cancel your policy regardless of Claims
Driver Training
Over 55 Driver Training
New Home Construction
Group Enrollment
Discount for Pleasure Use of Vehicle
Discount for Limited Tort

Many people are unaware of the large number of savings and discounts available when shopping for car insurance in Pennsylvania. We will present you with 36 easy tips that can potentially save you hundreds on your insurance premium.

1. Make sure you know how far you drive per year. Some companies offer discounted rates if you travel under a certain mileage annually.

2. A good credit score often gives a discount. Although, many companies rate credit scores different ways.

3. Many companies offer a discount for maintaining active insurance coverage prior to switching to another carrier.

4. Some insurance companies give a discount for carrying prior Bodily Injury (BI) Limits of 100/300 or higher.

5. Many companies offer a discount for simply owning a home. With some, you may get this credit for owning a home even if it is not written with the same company as your auto insurance.

6. Insurance companies also may offer a discount if you put your home and auto policies together with one company. This is what’s called the “multi-policy discount”.

7. Some companies may offer a discount for owning a manufactured home and combining it with your auto policy.

8. Companies often offer what’s called a “multi-car” discount on an auto policy. This discount can be given if you insure 2 or more cars on the same policy.

9. Some companies offer a discount for combining your mobile home and car together on the same policy.

10. Many companies offer an advanced quoting discount if you get an insurance quote 8 or more days before the renewal date on your insurance policy.

11. Some insurance companies give a discount for insuring both a car and a motorcycle with the same company.

12. Some companies offer a discount if you insure a boat and a car with the same company.

13. Several companies offer a discount for student drivers with a GPA at or above a certain average, depending on the company.

14. Some companies offer a discount if you’re a teacher.

15. Some offer a discount for firemen.

16. Others offer a discount for being a policeman.

17. You may be able to get a discount if you put your other insurance policies with your auto insurance.

18. Most companies give discounts for paying the insurance premium on a policy in full.

19. Many companies give a discount if you pay your insurance through a checking account or credit card, also referred to as paying through EFT (Electronic Funds Transfer).

20. You may also be able to get a discount if you are a single parent.

21. Some companies may also offer the option of doing business over the internet. This can be an additional discount.

22. There is a discount with many companies for being accident free.

23. Discounts can also be given if you have anti-theft devices such as an alarm system on your car.

24. There is a discount for high deductibles. In fact, the higher the deductible you choose, the lower your total premium will be.

25. Discounts can also be applied if you live in certain areas.

26. A discount may be possible for putting a youthful driver on the policy as the operator of certain cars.

27. You may also be entitled to a discount if you watch a video given by the company.

28. A discount is also given if your son or daughter took driver training.

29. You may also get a discount for being in the military.

30. Other companies offer discounts for lower limits.

31. Some carriers offer discounts if you work for certain companies.

32. You can get a discount if you are a farmer.

33. There is also a discount for full coverage, which means you carry coverage for the other person in an accident and your own car too.

34. You can get big discounts for insuring antique or classic cars.

35. Different companies offer discounts if you drive certain types of cars.

36. There is a discount for long-distance student drivers. Usually to qualify, the student must go to school >100 miles from their residence address.

NOTE: Discounts vary from company to company. Not all discounts listed are applicable to all insurance companies.

What is the difference between a home and a house?

Feb 15, 2011   //   by Hector   //   General, home insurance  //  Comments Off

First let me start by saying that there is a difference between a home and house. There are a lot of people that think that both of these words mean the same thing. However, in reality, they have different meanings. You might ask what’s the difference?

The difference between the two is quite simple really.

Lets start by describing what a house is. When you refer to a house, you need to think that you are referring to a structure. For a example a What we call home building. A house is something material that has financial value.

Now with that being said, let’s take the concept of a home. A home is a place where you can go to be at peace. After work you can go and spend time with your family. A home is where you will always find your favorite meal, made with love. A home is where you can just sit down and relax.

Now taking both concepts in consideration, you should take action and make sure that special place is protected.

Protected from what you might ask?

What would happen if something like this was to happen to your home. That special place that you value so much.

Are you covered? Is your home well protected?

Take a few minutes and evaluate your coverage, because today it’s a special day for you.

Today you’ll find out you can be well protected and save big time with our home-owners insurance. Take 5 minutes of your time and fill out a quote with us; through our secure, fast system. Compare rates and coverage with more than 30 different companies.

But don’t only protect your home, but everything you own.

  1. Boat
  2. Health
  3. Car
  4. Classic cars
  5. Sports cars
  6. Mobile homes
  7. Businesses

How much do you value what you have?

I can tell you this, you are looking for cheap insurance. Cheap boat insurance, cheap health insurance, cheap classic cars insurance, cheap home-owners insurance, in general you are looking for cheap Pennsylvania insurance. This is the site to be

Get A free quote Now!!

And see how you can be a super hero to your family. With just a few simple clicks.