How to save money
Do you drive around looking for the cheapest gas prices around? We’re here to help you save more money and save time.
Shopping for car insurance?
People are taking car insurance for granted. However, they truth is that they should not. There are many factors that take place when it comes to car insurance.
The first factor is prize.
How can you get the best price when there are a numerous car insurance companies that offer different car insurance rates? The answer to this question is relatively simple. Go and ask your local insurance agent. For example Florey Insurance Agency.
Insurance agents are the most reliable source to obtain information about any type of insurance. One of the best advantages for people searching for car insurance is that insurance agents like Florey Insurance work with multiple companies to offer insurance rates.
Car Details
Another factor that comes into consideration when shopping for auto insurance are the specifics of the car. For example, car model, car year, the safety features, millage, the use of the car, etc. However, because some insurance agencies have authority to give special discounts, you can find your-self saving a lot of money. (click here to see a list some of our discounts).
Benefits
In addition, many insurance agents have websites. On the website they also have numerous tools to help you save time, gas, and any other thing that you can think of. What do we mean by this? Well lets take the website floreyinsurance.com. This site offers many services to help their customers and new costumers save time, gas money, and save big on car insurance, health insurance, life insurance, homeowner’s insurance, business insurance, boat insurance, etc. The site has a built in system that lets customers compare auto insurance prizes with over 30 different car insurance companies. If this wasn’t cool enough, the site has a built in video chat capability so that when customers need to speak with an agent face to face. They can use this tool to do so from the comfort of their homes or work place. The site also contains a regular typing chat tool that lets customers use what we called tickets. What this allows the customers to do is create a message and submit it to the agency. The agent gets the ticket and makes the necessary changes that need to be made from what the customer specified on the ticket. Through this same tool insurance shoppers can chat with the agent through text, chat system.
In conclusion, shopping for car insurance, health insurance, life insurance and even boat insurance is not that bad. If you ask me, car insurance shopping just got better and fun. Take a look at some of these great features click here.
How to drive safe during the winter season – tips and info
Maintenance
1) Clean off your car (don’t forget the roof, lights, and hood.)
2) Check the following things periodically
- Ignition system
- Fuel system
- Belts
- Hoses
- Fluid levels
- Brakes
- Exhaust system
- Wiper blades
- Defroster
- Antifreeze
- Cooling system
- Battery
- Lights
- Tire tread and pressure
3) Keep your gas above half tank-
-Try and keep your gas at full tank to avoid gas line freezing
4) When checking your tires and treads
-Make sure there is 1/8 inch tire tread & that they’re properly inflated.
-A good idea is to get snow tired or chains for traction.
Be Prepared
1) Keep the following winter supplies-
- Jumper Cables
- Multiple Blankets
- Snow Shovel & scraper
- Flashlight with extra batteries
- Extra Clothing
- High Calorie/non-perishable food (ex: canned nuts, dried fruits, hard candy)
- First aid kit
- Sand or strips of carpet (for traction)
- Tow Rope
- Cell Phone
- A jack, lug wrench, and spare tire
2) Check conditions & weather information before going out
-If the roads are bad, decide if it’s really worth the risk of leaving.
-Only drive when absolutely necessary.
3) Tell someone where you’re going and when your expect to arrive.
4) Brakes – knowing the difference before you drive
-ABS (Automatic breaking system) – If you have this system you should hold the brakes with constant pressure and don’t pump them
-Standard Brakes – If your car isn’t equipped with ABS brakes then you should pump them instead of using constant pressure.
(You’ll find which type you have simply by looking in your driver’s manual.)
Driving safely
- You should always wear it, but make sure you put on a seat belt.
- Reduce your speed
- Speed limit signs are for dry pavement conditions
- Leave plenty of room for stopping
- Brake early, slowly, and smoothly (no sudden stops)
- Leave plenty of room between you and the car ahead of you (8-10 second distance)
- Think ahead while driving. (Slow down early) if you know there’s a big turn ahead
- Don’t use cruise control
- You need control when you lose traction.
1) If you rear wheels skid-
- Take your foot off the gas
- Steer where you want the front wheels to go
-Sliding right – steer right
-Sliding left – steer left - Either pump or apply constant pressure to your brakes (depending on which type you have)(See earlier in article)
2) If your front wheels skid-
- Take your foot off the gas & shift to neutral, don’t try to steer immediately
- As your wheels skid sideways the car will slow down & traction will return.
- After you gain some traction steer in the direction you want to go in.
- Then shift back into drive or release the clutch, and accelerate gently.
If you get stuck
- Don’t spin your wheels (they will dig deeper)
- Turn your wheels back and forth (to get snow out of your way)
- Accelerate very slowly & gently (ease your way out)
- Use a shovel to move snow away from your tires
- Use the sand or carpet strips to get traction
- Rock the car back and forth (check owners manual before trying this to see if damage would be done to your transmission.
If you become stranded
- Call 911
- Stay in your car and don’t leave unless necessary.
- Only leave if you know where you are
- Make yourself visible
-Light flares in front and in back of your car a safe distance away - If the exhaust isn’t blocked run the engine in 10 minute intervals for heat. (Watch your gas level though)
- Keep a window open slightly
-Snow and ice could seal your vehicle shut. - Eat hard candy. This will keep your mouth moist.
- Avoid overexertion (ex: from pushing your car)
If you’re in an accident
- See if anyone’s injured
- Call 911 if necessary
- Move your car off the road if possible
- Exchange:
- Name
- Address
- Drive license number
- Vehicle registration
- Insurance Information
Insurance