Car Insurance Myths
As with everything, there are common misconceptions with insurance. Car insurance especially. We’ll discuss just a few of the big ones, so in case you were wondering…after this, you won’t be.
#1 – Your credit score has no affect on your insurance rate.
Not true. It actually does come into play, and insurers to take it into consideration. When you’re first purchasing, changing or even adding new coverage.
#2 – If my friend borrows my car and gets in an accident, it’s their fault.
False again. It’s your car, so therefore it is your responsibility. Regardless of who was driving, you still run the risk of it going on YOUR record and YOUR premium going up. Though, there are loop holes. If the damage exceeds your limits your friends insurance could act as excess.
#3 – If I drive a red car, my insurance goes up…
How many times have you heard that the red sports car insurance is higher than the average? That may very well be true. But it wouldn’t be because of the color. Your rate is determined by many factors (year, model, make, engine size…etc) but color is not one of them.
#4 – I just paid my premium. So now my car is insured and I’m good to go!
True! Kinda…It’s required by most insurance companies that you notify them or an agent a few days after your purchase.
#5 – Even if I don’t have comprehensive, I’m still covered for wind, hail-stones, and theft.
Sorry, but no. Just because you have collision does not mean that you are covered. Collision is simply for driving accidents, anything more involved is covered under comprehensive.
About Florey Insurance
The Florey Insurance Agency, Inc. has been in business for 39 years. It was started after I was employed by Aetna Casualty and Surety Insurance Company for five years as a senior underwriter, which is a person that evaluates all the company’s new business and helps the insurance agencies with controlling their business. We are located in Clarks Summit, Pennsylvania, having started in the back room of my home. Today we have over 7000 customers and cover the entire state of Pennsylvania.
We handle all forms of insurance; both in the personal lines of automobile, home, life, health and annuities, and commercial liability, workman’s compensation, automobile, truck etc.. We have grown from one company and being a one man operation to over 14 employees and over 20 automobile and home companies and many life and health companies as well. Our agency has been selected to be a signature agent (only one percent of the agents in the country are awarded this honor) because of our service and performance. We have also been named a key agent for the same reasons.
We have been rated by most companies as the number one producer in this area. One of the reasons for these honors are that most of the staff has been in the insurance business for over 20 years.
The main objective for our agency to exist is to give the customer the best price in the area where he/she resides.
We have many programs that other agencies do not. We have kiosks, agent cams and we also have younger people in the agency that are ready to serve you and to carry this insurance business to future heights.
Agent Man Christmas Special
Christmas is here and everyone is looking for a cheer. A smile can make a difference is someone’s life. Christmas is all about love and caring, and family. However, Christmas is one of the holidays that everyone expends a lot of money. Therefore everyone wants to save money on just about anything. This is why Florey Insurance Agency is trying to reach out to you. To let you know how you can save money on your insurance, because “The Floreys” know that these times can be tough. With more than 30 companies, you can be sure that we can help you save money
Holiday Gift From Florey!
Si usted habla espanol, podemos ayudarle! Tenemos personas que hablan espanol! Llame hoy y pregunte por Hector.
In these hard economic times, money is always tight. And right around the holidays it gets a lot tighter. Some gifts here, cards there…things sure add up pretty quick! Florey is an agency who can relate to all of our customers. We know what it’s like and we love to help you when the going gets tough! There’s no better time to get insured by us. We’ll save you money quickly and hassle-free! Any time you hop onto our website you will see the option to get a free quote. There’s no reason you shouldn’t at least SEE what you could be saving. Who knows it might be some incentive to keep a couple extra hundred dollars in that wallet of yours. For the holiday season we have a full staff who is ready to help you in every way they can, and with over 35 available discounts and cooperation of multiple companies its easy for us to help you out! Also, here at Florey we like to consider ourselves “technologically advanced” (haha). We have a couple locations that hold our Insurance Kiosks where you can go to access our free quote service and speak to a licensed agent via webcam! This option is also available to those who would rather deal from home. If you don’t have computer access we still make housecalls and take regular phone calls. Any way you wish to do it, we’re here to accommodate you. So keep us in mind! www.floreyinsurance.com
Saving You Money, Just In Time For the Holidays!
Florey has always been reputable for being fair. Whether it be in regards to our pricing, to our committed agents, or to you…the valued customer. Here at Florey, we work very closely with over 40 different companies. Many of which you may have heard of (Progressive, MetLife, SafeCo). Having access to all of these providers offers us the opportunity to share them with you. What exactly does this mean? It means that we can insure just about anyone. It doesn’t matter if your child is a brand new driver, we’ll find a good AFFORDABLE plan for you to work with. This also goes for the older, wiser people in our family. We have many different and again, affordable, programs for seniors. Inclusive of one we like to call the Senior Assistance Program. Our friendly agents our at your will 6 days a week, from office or from home (Hablamos Espanol, tambien!). So no matter who you are, or where you are in your walks of life, chances are that we can find you a great deal on great coverage.
Who is Agent Man?
Maybe some of you haven’t heard of the new supper hero that has been sited flying around the Pennsylvania State. This hero calls himself “Agent Man”. His main goal is to help people save money on their car insurance, homeowner’s insurance, health insurance, business insurance, and others. Agent Man has devoted his power to serve you and protect your assets. Agent Man specializes on saving people money on their car insurance. He has severed the people of Pennsylvania for over 39 years, in other words with the experience of saving people you should be expecting to save lots of money on your insurance. Call now at 1800-231-3227 or visit the website www.floreyinsurance.com For a FREE QUOTE!